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HOW TO GET A PERSONAL LOAN ?

SOME OF THE MOST COMMON REQUIREMENTS FOR A PERSONAL LOAN ARE:

MINIMUM CREDIT SCORE 

MOST LENDERS REQUIRE THAT YOU HAVE AT LEAST FAIR OR GOOD CREDIT WHEN APPLYING FOR A PERSONAL LOAN. EACH LENDER SETS ITS OWN CUTOFF FOR WHAT IT CONSIDERS TO BE EXCELLENT, GOOD, FAIR OR BAD CREDIT. IN GENERAL, FAIR CREDIT IS A FICO SCORE BETWEEN 580 TO 669 AND GOOD CREDIT IS A SCORE BETWEEN 670 TO 739. MOST COMPANIES REQUIRE A SCORE OF AT LEAST 600, BUT SOME HAVE GREATER REQUIREMENTS. A HIGHER SCORE WILL INCREASE YOUR ABILITY TO BE APPROVED, AND THE HIGHER YOUR SCORE, THE LOWER INTEREST RATE YOU’LL QUALIFY FOR TOO.

CLEAN CREDIT HISTORY

LENDERS DON’T LIKE TO SEE DEFAULTS, COLLECTIONS OR BANKRUPTCIES. IF YOU HAVE ONE OR MORE OF THESE ON YOUR CREDIT REPORT, YOU MIGHT NOT BE APPROVED FOR A PERSONAL LOAN. IF YOU’RE APPROVED, YOU MAY HAVE TO PAY AN EXORBITANT INTEREST RATE.

STABLE EMPLOYMENT 

A LENDER NEEDS TO KNOW THAT IF IT LENDS YOU MONEY, YOU’LL HAVE THE MEANS TO REPAY IT OVER TIME. WITHOUT A STABLE JOB, YOU COULD MISS PAYMENTS OR DEFAULT ON THE LOAN. PROOF OF EMPLOYMENT VALIDATES YOUR LOAN APPLICATION.

PROOF OF IDENTIFICATION 

LENDERS USUALLY NEED TO SEE PROOF OF IDENTIFICATION, SUCH AS A COPY OF YOUR DRIVER’S LICENSE OR PASSPORT, BEFORE APPROVING YOUR LOAN. IDENTITY THEFT IS COMMON AND THEY WANT TO PREVENT THIEVES FROM TAKING OUT LOANS UNDER ANOTHER PERSON’S CREDIT.


HOW TO GET A PERSONAL LOAN ?


HOW TO GET A PERSONAL LOAN ?

SOME OF THE MOST COMMON REQUIREMENTS FOR A PERSONAL LOAN ARE:

MINIMUM CREDIT SCORE 

MOST LENDERS REQUIRE THAT YOU HAVE AT LEAST FAIR OR GOOD CREDIT WHEN APPLYING FOR A PERSONAL LOAN. EACH LENDER SETS ITS OWN CUTOFF FOR WHAT IT CONSIDERS TO BE EXCELLENT, GOOD, FAIR OR BAD CREDIT. IN GENERAL, FAIR CREDIT IS A FICO SCORE BETWEEN 580 TO 669 AND GOOD CREDIT IS A SCORE BETWEEN 670 TO 739. MOST COMPANIES REQUIRE A SCORE OF AT LEAST 600, BUT SOME HAVE GREATER REQUIREMENTS. A HIGHER SCORE WILL INCREASE YOUR ABILITY TO BE APPROVED, AND THE HIGHER YOUR SCORE, THE LOWER INTEREST RATE YOU’LL QUALIFY FOR TOO.

CLEAN CREDIT HISTORY

LENDERS DON’T LIKE TO SEE DEFAULTS, COLLECTIONS OR BANKRUPTCIES. IF YOU HAVE ONE OR MORE OF THESE ON YOUR CREDIT REPORT, YOU MIGHT NOT BE APPROVED FOR A PERSONAL LOAN. IF YOU’RE APPROVED, YOU MAY HAVE TO PAY AN EXORBITANT INTEREST RATE.

STABLE EMPLOYMENT 

A LENDER NEEDS TO KNOW THAT IF IT LENDS YOU MONEY, YOU’LL HAVE THE MEANS TO REPAY IT OVER TIME. WITHOUT A STABLE JOB, YOU COULD MISS PAYMENTS OR DEFAULT ON THE LOAN. PROOF OF EMPLOYMENT VALIDATES YOUR LOAN APPLICATION.

PROOF OF IDENTIFICATION 

LENDERS USUALLY NEED TO SEE PROOF OF IDENTIFICATION, SUCH AS A COPY OF YOUR DRIVER’S LICENSE OR PASSPORT, BEFORE APPROVING YOUR LOAN. IDENTITY THEFT IS COMMON AND THEY WANT TO PREVENT THIEVES FROM TAKING OUT LOANS UNDER ANOTHER PERSON’S CREDIT.


HOW TO GET A PERSONAL LOAN ?

292 comments:

  1. anushka2 November 2018 at 07:08

    This comment has been removed by the author.

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    3. Sunny West26 February 2019 at 22:42

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  2. Anonymous23 November 2018 at 01:02

    nice article with great explanation about get personal loans online.

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  3. Akshay Singh3 December 2018 at 05:00

    Informative post .Thank you for sharing the information would like to know more on personal loan.Personal loan online

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  4. anushka4 December 2018 at 04:41

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  5. osma6 December 2018 at 04:51

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  6. osma6 December 2018 at 04:52

    Hello Everybody,
    My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com

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    ReplyDelete
  7. Anonymous19 December 2018 at 04:19

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  8. ritisha21 December 2018 at 04:32

    Thank you for sharing this information it has helped me to know more about need a personal loan

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  9. Monica21 December 2018 at 07:24

    Looking for a debt consolidation loan, unsecured loans, business loans, mortgage loans, car loans, student loans, personal loans, venture capital, etc! I am a private lender, I provide loans to companies and individuals with a low and reasonable interest rates of 2%. Email to: christywalton355@gmail.com


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  10. Standard Online Finance1 January 2019 at 22:20

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  11. Gaurav Rathod2 January 2019 at 03:30

    Thank you for sharing! It is really worth sharing and I'm glad that it helps me get Personal Loan Online
     from Early salary app & it is great.

    ReplyDelete
  12. Sofia Ortiz3 January 2019 at 19:02

    Am Sofia Ortiz, I live in a Country/world were loan is very difficult to get especially to us that are not citizen by birth of a country and most especially immigrants and those with low credit score not until i met Edward Jones of Jones Loans.. When i first saw his advert online i thought he was just like the others who are here to pray on the weak like me but when i saw other testimony from different people about Upgrade loan i decided to try my luck and surprisingly what was said about Jones Loans was all true and now i got my required loan of 250,000.00 with a low interest rate of 2% and now am so happy and could bounced back to restore my business. So if you want a loan i advice that you give them a try on email Via Jonesloanfinance@yahoo.com OR whatsapp +17026749213

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  14. tina patel9 January 2019 at 22:59

    Thank you for sharing such great information. It has help me in finding out more detail about Personal Loan Interest Rates

    ReplyDelete
  15. john15 January 2019 at 05:33

    Thank you for sharing this information. It has helped me to know more about personal loan apps

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  16. Aryan Rajput16 January 2019 at 01:00

    Great post would like to know more on tips to avail personal loan in India

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  17. Amit Tyagi16 January 2019 at 05:08

    Thank you for sharing! Getting a healthy information about personal loan is difficult but your blog helped me alot here's some more information that I gathered on personal loan from EarlySalary & it is great.

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  18. Anonymous16 January 2019 at 16:27

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  19. Shaleen Srivastava17 January 2019 at 23:15

    This comment has been removed by the author.

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  20. Shaleen Srivastava17 January 2019 at 23:21

    Get the information what are main problems when you are applying home loan first time in India

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  27. Jamesterra21 January 2019 at 17:28

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  48. Dr Purva Pius4 February 2019 at 19:32

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  54. Kavita Pheerangee6 February 2019 at 06:40



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  57. Kavita Pheerangee7 February 2019 at 23:24



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    ReplyDelete
  76. Kavita Pheerangee14 February 2019 at 00:49



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    ReplyDelete
  77. Emily14 February 2019 at 05:16

    How I got My Loan From A God sent And Genuine Loan Lender…

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    ReplyDelete
  78. Dr.elvis15 February 2019 at 01:34

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    ReplyDelete
  79. Anonymous15 February 2019 at 05:41

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    Mrs Rose Larsson.
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    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  80. Antworksmoney15 February 2019 at 22:36

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  81. Susan bowman16 February 2019 at 02:01

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    ReplyDelete
  82. Guarantee Trust loan16 February 2019 at 14:04

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    ReplyDelete
  83. Anonymous16 February 2019 at 18:22

    Hello friends!!! i am a citizen of USA. i want to testify of the good Loan Lender who showed light to me after been scammed by 6 different Internet international lenders, they all promise to give me a loan after making me pay a lot of fees which yield nothing and amounted to no positive result.i lost my hard earn money and it was a total of 5,000USD. One day as i was browsing through the internet looking fraudsters when i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called Houston loan firm (Houstonloanfirm@yahoo.com)where he finally got his loan,so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain.I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them.so i filled the loan application form that was given to me and proceeded with all that was requested of me and I was given a loan amount of $100,000.00 Dollars by this great Company (Houston loan firm} managed by Mr.Houston, and here i am today happy because Houston loan firm has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan.Do you need a loan urgently? kindly and quickly contact Houston loan firm now on there via email address Houstonloanfirm@yahoo.com

    ReplyDelete
  84. Unknown17 February 2019 at 00:47

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    ReplyDelete
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  87. FIVE STAR FINANCE COMPANY18 February 2019 at 01:06

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    ReplyDelete
  88. Anonymous18 February 2019 at 06:33

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    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  89. Horace Davis18 February 2019 at 15:01

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    ReplyDelete
  90. alexanda18 February 2019 at 16:40

    I am writing this Testimony because am really grateful for what Mr Houston did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 3%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would advise you to contact Mr Houston via email Houstonloanfirm@yahoo.com Once again thank you Mr Houston am really grateful

    ReplyDelete
  91. comcutgroup19 February 2019 at 23:22

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  92. Sunny West20 February 2019 at 10:30

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    ReplyDelete
  93. Sunny West20 February 2019 at 10:31

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    ReplyDelete
  94. COLLINS GUZMAN FUNDINGS21 February 2019 at 07:38

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    ReplyDelete
  95. Unknown21 February 2019 at 10:19

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    ReplyDelete
  96. Larry Miller21 February 2019 at 10:26

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    ReplyDelete
  97. Anonymous22 February 2019 at 01:17

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    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  98. Anonymous22 February 2019 at 03:01

    Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding
    Group Ltd working on expanding its portfolio globally and financing
    projects.

    We would be happy to fund and invest with you in any profitable
    project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us
    on:avitinvestmentauthority2@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  99. mike22 February 2019 at 04:06

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    ReplyDelete
  100. PERFECT FINANCIAL22 February 2019 at 11:16


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    ReplyDelete
  101. Unknown22 February 2019 at 15:20

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    ReplyDelete
  102. Unknown23 February 2019 at 02:18

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    ReplyDelete
  103. Heinrich Jack23 February 2019 at 02:32

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    ReplyDelete
  104. PERFECT FINANCIAL24 February 2019 at 11:24


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    ReplyDelete
  105. Standard Online Finance24 February 2019 at 11:58

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    ReplyDelete
  106. PERFECT FINANCIAL24 February 2019 at 12:12


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    ReplyDelete
  107. Unknown25 February 2019 at 04:03


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    ReplyDelete
  108. PERFECT FINANCIAL25 February 2019 at 10:16


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  109. Unknown26 February 2019 at 00:42

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    ReplyDelete
  110. Unknown26 February 2019 at 00:48

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    ReplyDelete
  111. Anonymous26 February 2019 at 06:16

    Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding
    Group Ltd working on expanding its portfolio globally and financing
    projects.

    We would be happy to fund and invest with you in any profitable
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    ReplyDelete
  112. Tina Brooks26 February 2019 at 18:25

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  113. Sunny West26 February 2019 at 22:39

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  114. Sunny West26 February 2019 at 22:40

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  116. Sunny West26 February 2019 at 22:41

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  117. alexanda26 February 2019 at 22:59

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    ReplyDelete
  118. Anonymous27 February 2019 at 01:28

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    investment with you. If you are interested, kindly contact us
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    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  119. THE WINONA MILLARAY27 February 2019 at 12:20



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    ReplyDelete
  120. THE WINONA MILLARAY27 February 2019 at 12:20



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    The Ameir Miller Groups .
    Director of General Operations .

    ReplyDelete
  121. THE WINONA MILLARAY27 February 2019 at 12:21



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    The Ameir Miller Groups .
    Director of General Operations .

    ReplyDelete
  122. THE WINONA MILLARAY27 February 2019 at 12:25





    APPLY FOR A NO UPFRONT FEE LOAN FUNDS HERE IN THIS NEW YEAR .
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    Warm Regards,

    The Ameir Miller Groups .
    Director of General Operations .

    ReplyDelete
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    ReplyDelete
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    ReplyDelete
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    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
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