BEST
PERSONAL LOAN COMPANIES OF 2018 IN US
U.S. EXPERTS EVALUATED PERSONAL LOAN COMPANIES IN FIVE KEY
AREAS AND EACH COMPANY WEBSITE WAS REVIEWED FOR DATA ON ELIGIBILITY, LOAN
TERMS, FEES, REPAYMENT METHODS AND ADDITIONAL FEATURES. WHENEVER INFORMATION
WAS NOT AVAILABLE ON THE WEBSITE, THE COMPANY WAS CONTACTED FOR CLARIFICATION.
EACH CONSUMER HAS DIFFERENT NEEDS, AND MANY LENDERS
SPECIALIZE IN SPECIFIC AREAS DESIGNED TO MEET THEM. BECAUSE NO LENDER IS
PERFECT FOR EVERY CONSUMER, RECOMMENDATIONS ARE BASED ON ELIGIBILITY
REQUIREMENTS, INTEREST RATES AND FEATURES THAT MAKE THEM GOOD MATCHES FOR
DIFFERENT TYPES OF CONSUMERS.
BEST FOR VERY GOOD CREDIT, LOW APR AND NO ORIGINATION FEES:
LIGHTSTREAM
BEST FOR VERY GOOD CREDIT, LOW APR, NO ORIGINATION FEES AND
A RANGE OF OFFERINGS: SOFI
BEST FOR VERY GOOD CREDIT AND LOW APR WITH MERIT-BASED
QUALIFICATIONS: EARNEST
BEST MARKETPLACE FOR FAIR TO GOOD CREDIT WITH MERIT-BASED
QUALIFICATIONS: UPSTART
BEST BANK FOR FAIR TO GOOD CREDIT WITH MERIT-BASED
QUALIFICATIONS: LENDINGPOINT
BEST FOR FAIR TO GOOD CREDIT WITH A CO-SIGNER OPTION: LENDINGCLUB
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